St Kilda Tax Accountants & Business Advisers
Qualified Accountants who Guide You with Your Investment Strategy
Enter the next phase of your business growth. We provide expert advice to help you understand where your business growth and investment portfolio is heading and to get proactive about your financial health. Our holistic advisers understand your entire financial situation and investing strategy. From personal wealth management to tax minimisation, superannuation and home loans. We understand key information to help you solve all the pieces of your financial puzzle.
When you invest, your money works harder for you
By investing you move towards a capital growth. We make our clients investing strategies simple and enjoyable. Our proven process allows us to uncover what’s most important to you. We then craft your investment strategy in close consultation with you.
Who is investing ideal for?
Regardless of your age and how much you start with, the right investment strategy can generate impressive returns. Your money grows through the magic of compound interest (we love it!), without you having to lift a finger. Investing really is for everyone, not just retirees and boomers. It’s the ticket to achieving the lifestyle you want to live.
What should I invest in?
A great question and, like all approaches depends on your situation. A solid investment strategy is one that unique to you and considers your life stage and appetite for risk tolerance. The length of time you have to invest and the amounts you are working with also play a significant role in getting this right. Overall a diversified investment strategy is key.
Accounting
When we became a Xero Partner firm a few years ago, we saw the potential value for our clients that we could not expect before. Most of all, the real time advice is now possible as Xero is more like collaboration platform between clients and their advisers including us.
Real-time advice means clients can get a professional advice based on the financial information Xero supplies whenever they need. Real-time advice also means the accountant can discover broader service areas that could be useful for the clients and give a right advice on time.
Bookkeeping
We have a team of Australian Accountants with over 20 years of experience dedicated to making your life easier. Our team remain in constant communication with you throughout this process.
Our goal is to show their clients that keeping on top of their financial affairs is far more accessible and enjoyable than they imagined possible. Our friendly team help our clients thoroughly understand their unique tax situation. We work flexibly with our clients to create the optimal system and approach for each circumstance.
Taxation
We are bookkeeping professionals who have been assisting customers achieve flawless accounts for many years. As specialist St Kilda bookkeepers; we are dedicated to helping small and large business resolve their accounts issues through our years of experience. Our local St Kilda bookkeepers are experts in XERO, MYOB, Reckon and QuickBooks as well as all other popular bookkeeping software.
We pride ourselves on being the bookkeeping solution providers and have become well respected and highly trusted bookkeepers in St Kilda and the surrounding suburbs. With a strong emphasis on establishing long-lasting relationships with our clients whilst also providing tailored and cost-effective solutions.
Are you lacking certainty, clarity or confidence in your financial future?
Uncertainty, lack of understanding, lack of market research and of an investment strategy and many more factors can lead you to make poor decisions around your financial future. St Kilda Accountants can guide you to build certainty, confidence and clarity for your financial success.
What stops people investing?
We appreciate making decisions about your future can be tough, especially when there are larger sums involved. Most of us know we ‘should invest’ but don’t really know where to start. This uncertainty generates fear. This is completely normal! Doing nothing means there are no gains. Your opportunity to live a comfortable lifestyle becomes further out of reach.
Our connectivity is our competitive edge
After our discovery meeting we will provide you with a terms of engagement letter. At St Kilda Accountants we charge fees for the initial advice and any additional investment strategy advice. We ensure that your investment costs are world class and very reasonably priced.
All staff at St Kilda Accountants are rewarded via salary, with owners also remunerated via distributions or profits from the business. Staff are also offered employee shares. We do not accept or use products that reward us via commission or any form of conflicted remuneration for investment strategy.
At St Kilda Accountants we use evidence and science as a basis for constructing portfolios, rather than trying to guess what will happen or using investment managers that typically make bets and charge higher fees. The benefit to you is greater certainty reliability, better chance of success and lower costs for your investment strategies.
Investing directly has the advantage of control, but the disadvantage of requiring hands-on management. Buying units in an investment trust (often called a managed fund) is an indirect way of making investments in shares, property, fixed interest or cash.
Investing indirectly enables you to achieve diversification more easily by pooling your funds with other investors and using the expertise of a professional manager to make investment decisions. The disadvantages are that fees may be higher than investing directly as they are ongoing rather than one off. The returns are also largely dependant on the skills of the fund’s management team which can be difficult to measure, except on an historical basis.
Investors can also choose to invest directly in some areas while using managed funds in more specialist investments such as overseas shares.
A somewhat cumbersome but essential part of investing is the collection of all of your investment documentation, such as share trades, dividends or interest payments.
Many investors are time poor or have no wish to administer their investment portfolio and deal with all the paperwork.
Business Advisory
Starting, building and maintaining a successful business in today’s uncertain and rapidly changing environment requires knowledge, perseverance and the right team behind you.
Our highly skilled and results-led team can assist you to access funding, make informed strategic decisions, develop comprehensive and rolling plans at each stage of your business’ lifecycle, and identify business opportunities.
By working with you to understand your business and industry, we provide specialist knowledge and objective advice to help your business meet its full potential.
Thinking about exploring an SMSF but not sure where to start? Don't worry, our team is here for you. SMSF Solutions is a specialist division of St Kilda Accountants providing administration, compliance, accounting and taxation services for Self-Managed Superannuation Funds (SMSF).
We know exactly how it all works and we can help you create the best set up. Our services include things such as assisting in understanding the implications of having a SMS and establishing a SMSF & obtaining tax benefits among others.
Financial Advisory
Our business model is to keep our practice small and manageable, with a focus on quality clients who have life aspirations that they wish to fulfil through money, advice and planning.
Our personalised financial advice and individual wealth management, ensures that you don’t get lost amongst a bigger practice, or institution, where you can become just a number, changing financial advisors regularly with no personalised care.
Our financial advisers have worked in the practice for many years and are committed to providing advice that is just not numbers, but personalised for you to achieve your life aspirations.